SARFAESI Act, 2002; Section 13 – There being a mortgage and the loan amounts recoverable, the appellant guarantor is entitled to proceed under the SARFAESI Act. The liability of the guarantor is joint and several with the principal debtor [State Bank of India is entitled to proceed under the SARFAESI Act, including the notice under Section 13(4), which was impugned and quashed vide the impugned judgment.]