Summary: Trial Court convicted accused under Sections 120-B, read with Section 420 IPC and Section 420 IPC- HC upheld it – Dismissing SLP, SC observed:All the accused in connivance with each other have cheated the bank, by submitting cheques of the accounts in which there was no balance, or without any submission thereof and entries by the bank officers in the books of account showing them to be pending for clearing and giving credit to the account holder/accused.